Conventional Loans
The gold standard. Competitive rates with down payments starting at 3%. Fixed and adjustable rate options available.
3% DownFixed & ARM620+ FICO
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FHA Loans
Government-backed financing designed for first-time buyers and those rebuilding credit. Flexible guidelines, low barriers to entry.
3.5% Down500+ FICOGift Funds OK
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VA Loans
The ultimate benefit for veterans and active military. Zero down payment, no PMI, and some of the best rates in the market.
0% DownNo PMIVeterans Only
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Jumbo Loans
High-value financing above conforming limits. Competitive terms for luxury properties, second homes, and investment real estate.
$750K+Fixed & ARM
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Bank Statement Loans
Self-employed? Qualify using 12–24 months of bank statements. No tax returns or W-2s required.
No Tax ReturnsSelf-Employed
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DSCR / Investor Loans
Qualify on rental income, not personal income. No income docs, no employment verification. Built for investors scaling fast.
No Income DocsRentals & STR
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Non-QM / Stated Income
Alternative qualification for borrowers who don't fit traditional guidelines. Stated income, asset-based, P&L only, and more.
Stated IncomeAsset-BasedP&L Only
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HELOC
Home Equity Line of Credit — a revolving line you draw from as needed. Pay interest only on what you use. Close as fast as 5 days.
5-Day CloseNo Appraisal OptionsVariable Rate
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Home Equity Loan
Fixed-rate second mortgage delivered as a lump sum. Predictable payment, fast funding, no changes to your first mortgage.
Fixed RateLump SumKeep 1st Mortgage
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