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NMLS #236669 · Equal Housing Lender
(949) 599-8580

Terms of Service

Last updated: January 2025

Welcome to NTMG Lending. By accessing ntmglending.com (the "Site") or submitting information to us, you agree to these Terms of Service.

About NTMG Lending

NTMG Lending is a licensed mortgage broker operating under Company NMLS #236669. We are not a bank or a direct lender. We facilitate mortgage transactions by connecting borrowers with licensed lenders in our network.

No Commitment to Lend

Information provided on this Site, including rate examples and loan scenarios, is for illustrative purposes only and does not constitute an offer to lend, a commitment to lend, or a guarantee of approval. All loans are subject to credit approval, property appraisal, and underwriting guidelines. Actual rates and terms vary by borrower qualification, property type, loan amount, occupancy, and market conditions at the time of lock.

Rate Quote Process

Requesting a rate quote does not constitute a loan application and has no impact on your credit. You authorize NTMG Lending to use the information you provide to shop loan options with lenders in our network. We will not perform a hard credit pull until you authorize us to proceed with a formal application.

Equal Housing Lender

NTMG Lending complies with the Equal Credit Opportunity Act and the Fair Housing Act. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, source of income, or any other protected category.

State Licensing

NTMG Lending is licensed to originate mortgages in multiple states. Specific state licensing information is available upon request or via the Nationwide Multistate Licensing System (NMLS) Consumer Access portal at nmlsconsumeraccess.org.

Communications and TCPA Consent

By providing your phone number, you consent to receive communications from NTMG Lending regarding your loan inquiry, including calls and text messages, even if your number is on a Do Not Call list. Message and data rates may apply. You may opt out at any time by replying STOP to text messages or notifying your consultant.

Accuracy of Information

You agree that all information you provide to NTMG Lending will be true, accurate, and complete. Providing false information may result in denial of your loan, withdrawal of services, and may constitute mortgage fraud under federal and state law.

Intellectual Property

All content on this Site, including text, graphics, logos, and design elements, is the property of NTMG Lending or its licensors and is protected by copyright and trademark laws. You may not copy, reproduce, or redistribute any content without our prior written consent.

Limitation of Liability

NTMG Lending provides this Site "as is" without warranties of any kind. We are not liable for any indirect, incidental, or consequential damages arising from your use of the Site or our services, to the maximum extent permitted by law.

Third-Party Links

This Site may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those sites.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

Governing Law

These Terms are governed by the laws of the State of California. Any disputes will be resolved in the state or federal courts located in Orange County, California.

Contact

NTMG Lending
Phone: (949) 599-8580
Email: [email protected]
NMLS #236669 · LO NMLS #2009494

The Turnkey Foundation Inc. DBA Nationwide Trusted Mortgage Group · NMLS #236669 · LO NMLS #2009494 · Equal Housing Lender. Not a commitment to lend. Rates subject to change.
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